get approved for Your project with our trusted lending partners

Financing your project

HELOC (Home Equity Line of Credit)

Refinancing

Construction/Home Improvement

Construction-to-Home Loans

Personal Loans or Cash-Out Loans

Specialized ADU Loans & More

Acorn Finance

City, State

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Momnt

City, State

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West Mark Credit Union

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Idaho Central Credit Union

City, State

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CapEd Credit Union

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FAQs

  • What is prefab and why choose it?

    Prefab (prefabricated) homes are built off-site in a factory and then delivered and assembled on your property. Choosing prefab can save time, reduce construction waste, and provide consistent quality compared with traditional on-site building. It’s an efficient, flexible, and often more cost-effective way to add an ADU or tiny home to your property.

  • Do I need a permit to install a prefab home?

    Yes, most pre-fab homes or ADUs require city or county permits for correct and legal installation. Permit and document costs vary by region.

  • What’s the difference between modular, prefab manufactured, and stick-built homes?

    Modular homes are built in sections in a factory and assembled on-site. They meet local building codes.

    Prefab manufactured homes are fully built in a factory and transported to the site; they often follow HUD codes.

    Stick-built homes are constructed entirely on-site from raw materials.

    Understanding the differences helps you choose the right home type for your budget, timeline, and property.